Risk Management

When undergoing a thoughtful planning process, the prudent approach is to make more than one plan: A plan for when everything goes right and a plan for when it doesn’t.

Our responsibility includes integrating personal risk management solutions into your overall wealth plan. We are licensed to provide advice and a suite of insurance solutions and strategies to best suit your unique requirements. Commonly, these solutions are for managing risk that arises from travel, illness, disability or premature death. A thorough analysis is required to determine what is appropriate for your situation, your needs and your life.

Some of the potential solutions that we provide include:

  • Life insurance (term, universal life, whole life)
  • Critical Illness insurance
  • Disability insurance
  • Long term care insurance
  • Personal medical insurance (health & dental)
  • Key man and buy/sell insurance
  • Insurance for holding companies
  • Travel insurance

We also consider a variety of investment products that include a risk management component and are highly applicable in some circumstances, such as:

  • Annuities
  • Segregated funds
  • Guaranteed interest options

If you and your family would like to discuss how we can use insurance intelligently and cost effectively to manage risk, please contact us directly.

"As a Canadian living in the States, managing wealth across the border is an ongoing task for me. Darren and his team have been a huge help in removing the complexity involved in planning my finances. His process, as well as his ability to communicate, helped keep me focused on all the right things."
- Paul S.
Senior Banking Executive
Wilmington, Delaware